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How to File a Boat Accident Claim

Boating can be enjoyable and thrilling, but it could quickly turn deadly if not cautious. Boats must also abide by strict safety regulations to prevent injuries.

If you've been injured as a result of a boating accident, you may be eligible for compensation for medical expenses as well as property damage. To increase your chances of winning you should speak with a reputable New York boat accident attorney.

1. Gather Evidence

The most important thing you can do following an accident on a boat is to collect evidence and contact an attorney. It is also important to seek medical attention right away for any injuries that may have occurred. To support a claim, medical records and other evidence is needed. This includes current and future medical expenses as well as loss of earnings or earning potential, damage to property as well as non-economic damages like suffering and pain.

Video and photographs can be used to preserve physical evidence from the scene of a boating incident. Eyewitness testimony can be an invaluable piece of evidence as it provides details about the collision that would otherwise go unnoticed. Police and incident reports can be used to establish a time line of what happened in the case.

A knowledgeable lawyer will review the evidence and determine who might be liable for a victim's injuries or expenses. A successful negligence case for a boating accident typically involves multiple liable parties including the boat's owner and the manufacturer or owner of the watercraft.

A reputable lawyer will manage all communications with insurance companies that are involved in a victim's claim to compensation. A lawyer can assist victims to avoid saying anything that could be used against them in the court of law, and also assist victims in obtaining fair settlement offers for damages.

2. Report a crime

When a boating incident occurs the first thing you must do is make sure that everyone involved is secure. After that, you need to contact the local law enforcement agency and submit a formal report of the incident. In accordance with state laws and regulations, you could have up to 48 hours to file reports if the accident results in death or injury which requires medical treatment above basic first aid. You may also be able to file a report within 10 days to file if incapable of finding the boat or if the incident causes more than $2,000 of damage.

You should also be at the site of the accident and assist other boats or individuals when possible without endangering your safety or that of the victims. This will help the law enforcement officer note important information, such as how the accident occurred and who was on the boat at the time of the crash, and what it caused.

Even experienced and well-trained boaters can be involved in accidents on the water because of negligence of another. A skilled attorney will help you identify the negligent party who caused your injuries and seek compensation. Recoverable damages typically include your medical expenses, property damage, and financial losses. Additionally, bringing an action against the responsible person could result in monetary reimbursement for your pain and suffering, loss of quality of life and other emotional issues that come along with the crash.

3. Examine the damages

Once medical professionals have assessed everyone's injuries and they are in a safe location, it is important to take a good look at the damage to the boat. This is when you begin considering your insurance policy and what it covers.

A surveyor will be assigned your claim and come out to assess any damage caused by the accident. The surveyor will then compare the damage to the original stated by you. They will then determine what the damages could be worth.

Most boat accidents are caused by a combination of causes which means it's impossible to control all of them. However, if there was a manufacturing defect on the boat itself it could be possible to bring a claim of product liability against the company who manufactured the boat.

In these instances, you need a lawyer with experience in boating claims. They can build an argument that can prove the manufacturer is accountable for the accident.

It is important to keep in mind that different types are covered by insurance policies in different ways. For instance homeowners insurance will usually only cover smaller boats with engines that is below 50 HP. Insurance for homeowners does not cover jet skis, larger vessels or airboats.

4. Contact an attorney

Inform your insurance company when you feel safe and have been to the doctor for any injuries. You will likely need to do so even there is no police report filed. It is essential to be careful with your information as the insurance companies will often try and assign blame for the incident. This can reduce the amount of compensation you receive. The NYC boating accident lawyers at Mirman Markovits & Landau work to prove and limit these claims.

It is recommended to collect as all information you can about the other boat accident lawsuits owners or operators who were involved in the incident. This includes their name, address as well as their phone number and insurance details. It is also beneficial to have a copy of the boating accident report that is filed.

Boat accidents can be scary and may cause serious injuries. They can lead to significant medical costs, lost wages, and damage. Those who are responsible are accountable for the harm they have caused you. The at-fault parties as well as insurance companies will not provide you with the amount you are due It is essential to consult an experienced New York injury attorney as early as possible. This will help even the playing field and allow you to concentrate on getting well.